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SHORT SALE vs. FORECLOSURE AND BANKRUPTCY
It’s more important than ever to ensure that your credit score remains strong. Foreclosure and bankruptcy are two of the worst events to happen because they lower credit scores by so many points. The negative credit rating stays with the borrower for 7 or more years. This affects the borrower’s ability to rent a place to live, get credit, buy a house, obtain security clearance and even qualify for a job in some cases. It is well worth your time and energy to explore alternatives and to prevent foreclosure and bankruptcy from scarring your credit report.
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